Create your account in moments and select
Zip at checkout
We pay the store,
you get the goods,
nothing to pay today
Choose how you pay
us back over time, up to
6 months interest-free
The smarter way to pay for what you want today
We give you one account with one
monthly statement, no matter
how many times you shop
Easy interest-free terms.
No hidden fees or
Choose repayments that suit your lifestyle – weekly, fortnightly
We make it easy for you to never pay interest again. Simply pay off your purchase before the interest-free period ends, and you get to enjoy what you love even more.
Interest-free. Easy as.
Zip Money is a reusable account that lets you buy now and pay later. Shop online and in store up to your account limit, then set flexible repayments to suit your lifestyle. There’s no deposit and every purchase comes with it’s own interest-free period.
Apply and get a decision in minutes. Once approved, start shopping online and in store, anywhere you see Zip at checkout. That’s it - the items are all yours, with nothing to pay today. Simply pay over time with great interest-free terms on every purchase.
Repayments start from just $40 a month and are based on your account’s credit limit. Simply choose from weekly, fortnightly or monthly, and pay any amount you like as long as you meet the monthly minimum for your account (outlined in your contract).
Every Zip Money purchase comes with an interest-free period. Pay off your purchase within this period, and you won’t pay any interest. After this period, a standard interest rate of 19.9% will apply to any remaining balance.
You can also make additional payments at any time, and there are no penalties for paying off your purchase early. Finally, if there’s nothing owed on your account, there’s nothing to pay and no fees. Your account simply remains active until you’re ready to make a purchase.
To be eligible to apply for a Zip Money account, you need to:
We’ll then apply our lending criteria to each application.
Every Zip Money purchase comes with a minimum of a three month interest-free period with some retailers offering up to 48 months interest-free. After the interest-free period, a standard interest rate of 19.9% p.a. applies.
There may be a one-off set-up fee depending on your account limit. We will add this to your balance so there’s nothing to pay upfront. There’s a $6.00 monthly account fee, which is waived if your closing balance is paid by the due date. No balance no fee.
Finally, we may charge a $15 late payment fee if you don’t meet the monthly minimum, and a $5 bank dishonour fee if your scheduled payment was rejected or dishonoured by your bank. That’s it.
Start by speaking to the retailer - if they agree, they will process the refunded amount which will appear back in your Zip account. If a refund puts your Zip account in credit, you can contact us to have the amount refunded to your bank account instead. Or, simply use it for your next purchase.
Quality dental care should not be a luxury. At Comfort Dental Centre Buderim, we make our services as affordable and accessible as possible for patients of all ages and circumstances.
Our goal is to help you make the most of your dental insurance benefits by offering NO GAP dental care on some of our basic services:
Pay No Gap simply means that you don’t have to pay, out-of-pocket, the dental costs to your dentist as long as the health fund covers your treatments, including checkups and radiographs (X-ray). On the other hand, on the day of the treatment, you do need to be sure to meet the following conditions:
If you are a new patient at Comfort Dental Centre Buderim, our friendly staff will provide you with a New Patient Form upon your arrival. The form must be filled out properly and completely.
If the abovementioned requirements are not met, you will need to pay the cost of the treatment at the time of your appointment. In addition, if your health insurance doesn’t cover the full cost of a certain procedure, you are obliged to pay the remaining balance.
Comfort Dental Centre Buderim has a partnership with several health funds. We are preferred providers of major health funds such as HCF, NIB, Medibank Private, CBHS, Smile, Defence Health, People Care, Australian Unity and BUPA.
If you pay your dental insurance premiums regularly, we urge you to take advantage of your benefits and use them before the year ends! Don’t forget that your annual dental benefits will expire on December 31st.
If you have unused benefits from the previous year or this year, they will be lost in January of the following year, as the benefits reset annually.
If you have questions on how to make full use of your dental insurance, visit us at Comfort Dental Centre Buderim. Our staff will provide you with detailed information on how you can fully maximise your dental benefits. We will work with you and your insurance company to ensure that your benefits do not go to waste.
Busy during office hours? We are open on Saturdays from 9:00 AM to 1:00 PM.
*Pay No Gap, otherwise referred to as NO GAP Payment Scheme, basically means that you do not have to pay any out-of-pocket expense to your dentist, as long as your health fund covers your basic dental healthcare.